* {
	margin:0;
	padding:0;
	width:auto;
	height:auto;
}
body {
	background-color:#f3dd6a;
	width:100%;
	margin:auto;
	height:auto;
}
#wrapper {
	width:920px;
	height:auto;
	margin:20px auto;
	position:relative;
	z-index:0;
}
#header-top {
	background:url(../images/top-orange.png) no-repeat;
	width:920px;
	height:15px;
	margin:20px auto 0;
}
#header-body {
	background-color:#FD5719;
	width:920px;
	height:auto;
	margin:0 auto;
}
#header {
	margin:0 auto;
	height:21px;
}
#header-nav {
	width:100%;
	height:12px;
	margin-top:-7px;
	margin-left:auto;
	position:absolute;
}
.divider {
	font-size:12px;
	font-family:Arial, Helvetica, sans-serif;
	font-weight:bold;
	line-height:23px;
	color:#fff;
}
#header-nav ul {
}
#header-nav ul li {
	float:left;
	margin-top:5px;
	list-style:none;
}
#header-nav ul li a {
	
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:bold;
	text-decoration:none;
	padding:0 28px;
	color:#fff;
}
#header-nav ul li a.active, #header-nav ul li a:hover {
	color:#f3dd6a;
}
#separator1 {
	background:url(../images/separator1.jpg) no-repeat;
	width:920px;
	height:31px;
	margin:0 auto 0;
}
#separator4 {
	background:url(../images/separator4.jpg) no-repeat;
	width:920px;
	height:27px;
	margin:0 auto;
}
#main-content {
	background-color:#fd5719;
	width:920px;
	height:auto;
	margin:0 auto 0;
}
#upper {
	width:920px;
	height:370px;
	
}
#logo {
	float:left;
	background:url(../images/logo.png) no-repeat;
	width:352px;
	height:396px;
	margin-top:-19px;
}
#main-content-upper-txt {
	width:545px;
	min-height:396px;
	float:right;
	margin-top:-5px;
	
}
#main-content-upper-txt h1 {
	font-family:Arial, Helvetica, sans-serif;
	font-size:26px;
	font-weight:normal;
	color:#fff;
}
.dotted-border {
	border-top-width:thin;
	border-top-style:dotted;
	margin-right:20px;
	border-top-color:#fff;
}
#main-content-upper-txt h2 {
	font-family:Arial, Helvetica, sans-serif;
	font-size:18px;
	font-weight:normal;
	color:#f9e389;
	line-height:27px;
	margin-top:7px
}
#main-content-upper-txt p {
	margin-bottom:8px;
	width:498px;
	font-family:Arial, Helvetica, sans-serif;
	font-size:14px;
	font-weight:normal;
	color:#fff;
	line-height:18px;
}
#main-content-upper-txt p a {
	color:#f3dd6a;
	text-decoration:none;
}
#main-content-upper-txt ul {
	width:498px;
	height:auto;
	margin-left:20px;
}
#main-content-upper-txt ul li {
	margin-left:20px;
	list-style:none;
	list-style:url(../images/bullet.png);
	font-family:Arial, Helvetica, sans-serif;
	font-size:14px;
	font-weight:normal;
	color:#fff;
	line-height:20px;
}
	
#main-content-read-more {
	width:116px;
	height:29px;
	margin-top:-7px;
	margin-left:375px;
}
#separator2 {
	background:url(../images/separator2.jpg) no-repeat;
	width:920px;
	height:32px;
	margin:0 auto;
}
#separator5 {
	background:url(../images/separator5.jpg) no-repeat;
	width:920px;
	height:27px;
	margin:0 auto;
}
#main-content-blue {
	background:#0090FE;
	width:920px;
	height:auto;
	margin:-8px auto 0;
	float:left;
	position:relative;
	z-index:1;
}
#lower {
	width:920px;
	height:auto;
}
#lower-left {
	padding-left:20px;
	margin-top:10px;
	float:left;
	width:330px;
	height:auto;
	border-right-style:dotted;
	border-right-width:thin;
	border-right-color:#fff;
}
#lower-left h1 {
	margin-top:11px;
	font-family:Arial, Helvetica, sans-serif;
	font-size:22px;
	font-weight:normal;
	color:#fff;
}
#lower-left p {
	width:300px;
	margin-top:23px;
	
	font-family:Arial, Helvetica, sans-serif;
	font-size:14px;
	font-weight:normal;
	color:#fff;
	line-height:20px;
}
#lower-left ul {
	width:290px;
	height:auto;
	margin-left:32px;
}
#lower-left ul li {
	margin-left:20px;
	list-style:none;
	list-style:url(../images/bullet.png);
	font-family:Arial, Helvetica, sans-serif;
	font-size:14px;
	font-weight:normal;
	color:#fff;
	line-height:20px;
}
#lower-left-read-more {
	width:116px;
	height:29px;
	margin-top:35px;
	margin-left:189px;
}


#lower-right {
	margin-top:17px;
	float:right;
	width:544px;
	height:auto;
}
#lower-right h1 {
	margin-top:5px;
	font-family:Arial, Helvetica, sans-serif;
	font-size:22px;
	font-weight:normal;
	color:#fff;
}
#lower-right p {
	width:534px;
	margin-top:24px;
	font-family:Arial, Helvetica, sans-serif;
	font-size:14px;
	font-weight:normal;
	color:#fff;
	line-height:20px;
}
#lower-right ul {
	width:486px;
	margin-left:40px;
}
#lower-right ul li {
	list-style:url(../images/bullet.png);
	font-family:Arial, Helvetica, sans-serif;
	font-size:14px;
	font-weight:normal;
	color:#fff;
	line-height:20px;
}
#lower-right-read-more {
	width:116px;
	height:29px;
	margin-top:14px;
	margin-left:386px;
} 
#blue-boxes div {
	margin-top:18px;
	color:#fff;
	width:496px;
}
#blue-boxes div.head {
	background:url(../images/faq-bg.png) no-repeat;
	width:496px;
	height:26px;
	padding-left:25px;
	line-height:26px;
	margin:10px 0;
	cursor: pointer;
	display:block !important;
}
#separator3 {
	clear:both;
	background:url(../images/separator3.jpg) no-repeat;
	width:920px;
	height:35px;
	margin:0 auto;
}
#footer {
	margin-top:-16px;
	width:920px;
	height:50px;
}
#footer-top {
	background:url(../images/top-orange.png) no-repeat;
	width:920px;
	height:15px;
}
#footer-body {
	background-color:#FD5719;
	width:920px;
	height:auto;
}
#footer-nav {
	width:922px;
	height:15px;
}
#footer-nav ul {
	margin-top:18px;
	width:922px;
	height:20px;
	margin-left:250px;
}
#footer-nav ul li {
	float:left;
	list-style:none;
}
#footer-nav ul li a {
	
	padding-right:6px;
	font-family:Arial, Helvetica, sans-serif;
	font-size:10px;
	font-weight:normal;
	line-height:25px;
	text-decoration:none;
	color:#fff;
}
.footer-divider {
	font-size:10px;
	font-family:Arial, Helvetica, sans-serif;
	font-weight:normal;
	line-height:23px;
	color:#fff;
	padding-right:7px;
}
#footer p {
	clear:left;
	font-size:10px;
	font-family:Arial, Helvetica, sans-serif;
	font-weight:normal;
	margin-top:20px;
	line-height:15px;
	color:#fff;
	text-align:center;
}
#footer-bottom {
	background:url(../images/bottom-orange.png) no-repeat;
	width:920px;
	height:15px;
}